Alternative Receivables Management

We Provide
Private Student Loan Servicing.

AR Management is a professional loan management company providing comprehensive Private Student Loan Servicing and Default Management services. We specialize in helping to improve loan repayment by students as well reducing your school's federal student loan default rates.

Our Short Story

About Us

We are a Loan Management Company

Our objective is to provide a customized approach for managing all of your student loan needs. We not only provide complete servicing capabilities for private student loans but we can also help to keep your school's default rate in check using our innovative software platform.

When you partner with AR Management, our team becomes an extension of your school and proactively works with students by taking a unique consultative approach. Our success is a result of the quality of the financial counselors we employ to support your school.

Research shows that...

Successfully contacted borrowers are 60% less likely to become delinquent during their first year of repayment.
Borrowers who have withdrawn from school and are successfully contacted are 54% less likely to become delinquent.
Delinquent borrowers successfully contacted are 40% more likely to get back on track within 60 days of communication.
Our Best Services

Amazing Services

Private Student Loan Servicing

AR Management provides customized student loan servicing along with a broad range of additional services and tools to help minimize loan default rates while meeting all Federal disclosure requirements. Our private student loan servicing products we offer include:

Access to stae-of-the-art software for managing all aspects of private student loans
Loan documents and disclosure forms meeting HEOA, TILA, Regulation Z requirements
Managing all aspects of billing, payment, risk and management
Dedicated customer service manager & representatives with 15+ years of industry experience
Electronic signature for loan documents
Full-service student loan portal for students to track their loans and make payments
Credit card/ACH payment options
Full suite of reports

Default Management Services

AR Management provides comprehensive default management services to help lower and manage your school's cohort default rate (CDR). We work with students to help them stay on track while repaying their federal student loans. In addition, we assist students with loan forbearance and income-based repayment plans and help them through the process when working with federal loan servicers. Our default management services include:

Access to state-of-the-art software for tracking and reporting federal student loan data
Downloading and consolidating federal student loan data from the NSLDS and all federal loan servicers
Identifying characteristics and trends of your students to predict potential at-risk borrowers
Guidance with defining objectives, creating and implementing a default management plan, and tracking and measuring results
Full-service student loan portal for students to track their loans and gain insight with our financial literacy program
Full suite of reports

Our Satisfied Clients


Get In Touch

let's talk

Contact Info:

  • AR Management
    P.O. Box 3971
    St. Louis, MO 63006-3971
  • Phone: (314) 469-0450